said Thursday the average rate on the 30-year, fixed-rate mortgage dipped to 3.82% from 3.99% last week. By contrast, a year ago the benchmark rate stood at 4.54%. The average rate for 15-year, Thursday the average rate on the benchmark 30-year mortgage ticked up this week to 3.84% from 3.82% last week. By contrast, a year ago the rate stood at 4.57%. The average rate for 15-year, No! If you can’t afford a home on a 15-year mortgage, it means you can’t afford the house. Period. If you currently own a house, and the only way to keep from being foreclosed on or going bankrupt is WASHINGTON — U.S. long-term mortgage rates were little changed this week, after six straight weeks of declines putting them at historically low levels. Mortgage buyer Freddie Mac said Thursday the That means borrowers need a strategy to uncover the very lowest mortgage rates, especially for the ever-popular 30-year fixed-rate home loan. It's considered America's favorite type of mortgage, .
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